Prescriptions – Joann Stores

Prescription Plan

All medical plan participants have prescription drug coverage based on their selected plan. A way to save money is by requesting generics and/or mail order options when available.

CVS/Caremark Plans	PPO Ehanced & PPO Value Plans	Consumer Choice Plan	Style
	RETAIL PHARMACY			header
Deductible (per person/family)*	$50/person $150/family	Included in the medical plan deductible
Generic	20% coinsurance with $10 minimum & $25 maximum	15% coinsurance with $5 minimum & $30 maximum
Preferred Brand	25% coinsurance with $20 minimum & $65 maximum	25% coinsurance with
Non-Preferred Brand	35% coinsurance with $40 minimum & no maximum	45% coinsurance with $35 minimum & no maximum
			empty
	Mail Order Pharmacy			header
Generic	20% coinsurance with $20 minimum & $70 maximum	15% coinsurance with $10 minimum & $60 maximum
Preferred Brand	Rx Deductible & 25% coinsurance with $40 minimum & $130 maximum	25% coinsurance with $30 minimum & $140 maximum
Non-Preferred Brand	Rx Deductible & 35% coinsurance with $80 minimum & no maximum	45% coinsurance with $70 minimum & no maximum
			empty
	OUT-OF-POCKET MAXIMUM			header
	All out-of-pocket maximums are included in the medical plan out-of-pocket maximum
			empty
*When filling a prescription at a network pharmacy, deductibles do not apply for generic drugs.

Video: Managing RX Costs

Benefits Disclaimer

This Benefits Website provides general information for our benefit eligible employees; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. In case of any discrepancy between this Benefits Website and the plan documents, the plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. Benefits are not a guarantee of employment.