Life & Disability Insurance

Life and Accidental Death & Dismemberment (AD&D)

Services to help navigate what life may bring, at no additional cost to you.

Life insurance can be a critical first step in helping to ensure your family’s financial wellbeing. With your MetLife group life insurance coverage, you get access to meaningful services to help you make the right decisions to manage what life may bring.

Click the image below to learn more about MetLife Advantage Life Insurance.

Life Booklet

MetLife Empathy Resource

Video: Life and AD&D Insurance

Basic Short-Term Disability Insurance

JOANN provides Short-term Disability (STD) to eligible team members at no cost. You are eligible if you are classified as a full-time team member and have completed 180 days of full-time service. You will be automatically enrolled in the plan.

If you become totally disabled due to a non-work-related illness or injury, you may be eligible to receive STD benefits. STD benefits are paid until you are no longer totally disabled, up to a maximum of 26 weeks, including a 7-day waiting period before benefits begin.

If you are enrolled in any of the JOANN benefit plans, regular payroll deductions will be withheld from your disability checks to pay for your insurance premiums.

Team Members in the states of CA, CT, MA, NJ, NY, OR, RI, and WA should contact the Benefits Department at joannstoresbendept@joann.com to arrange to pay for insurance premiums while on a leave of absence.

Short-Term Disability Summary Plan Description

Short-Term Disability (STD)

Supplemental Long-Term Disability Insurance

JoAnn stores provides voluntary long-term benefits through the Lincoln Financial Group. To get more information on the voluntary long-term disability benefits click the relevant image to view the full PDF file.